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ACA Compliance Support in Birmingham, AL

Keeping up with Affordable Care Act (ACA) regulations can feel overwhelming, especially when your attention is focused on running day-to-day operations. Legacy Payroll & Benefit LLC’s ACA compliance services take the complexity out of tracking eligibility, managing coverage data, and filing required forms. With our experts handling every step, your business stays compliant, your reporting stays accurate, and your employees stay covered.

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Your Partner in Coverage & Compliance

Understanding ACA compliance can be confusing, but it’s too important to overlook. The IRS requires businesses with 50 or more full-time or full-time equivalent employees to prove they offer affordable health coverage, and the rules change often. That’s where our team comes in.

We monitor employee eligibility throughout the year, manage data collection, and prepare the necessary filings so you don’t have to stress about missing forms or making mistakes. Staying compliant means more than just avoiding fines; it also builds trust with your employees by properly documenting and reporting their coverage.

When you partner with us, you’ll have peace of mind knowing every detail, from tracking hours to filing 1094 and 1095 forms, is handled with accuracy and care.

ACA Compliant Services

Our ACA compliance services simplify every part of the process, helping your business stay organized, accurate, and confident when it’s time to report.

Eligibility Tracking Throughout the Year

We monitor each employee’s status—full-time, part-time, or variable hour—to maintain compliance with ACA guidelines. Our system automatically tracks average hours and coverage eligibility, helping you make informed decisions about benefit offerings before reporting season arrives.

1094 & 1095 Form Preparation & Filing

Our team handles the preparation, distribution, and filing of all required ACA forms. Each employee receives the correct 1095 form showing their coverage details, and we file the 1094 transmittal form with the IRS on your behalf.

Compliance Monitoring & Reporting

Stay ahead of changes in regulations and deadlines with proactive compliance support. We help you maintain accurate records year-round and provide detailed reports that make audits and reviews stress-free.

Support for Self-Insured & Fully Insured Plans

For fully insured employers, we manage the required reporting for all eligible employees. For self-insured groups, we handle the additional dependent data and make sure the correct information is filed with each return.

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The Value of Getting ACA Compliance Right

Failing to comply with ACA regulations can lead to serious consequences, including costly IRS penalties and a loss of employee trust. Many businesses find it difficult to stay up to date with changing rules, which is why having experienced support makes such a difference.

Our ACA compliance service makes the process clear and straightforward. We help you:

  • Avoid penalties and filing errors through accurate, timely submissions.
  • Maintain detailed employee records for eligibility, hours, and coverage.
  • Simplify year-end reporting with automated data collection and tracking.
  • Gain confidence knowing every form and filing is managed with care.

With our local, people-first approach, you’ll always have direct access to someone who knows your business. No call centers or ticketing systems, just reliable, personal support that makes compliance simple.

Answers to the ACA Questions That Matter Most

You’ll just provide basic employee and coverage data, like hire dates, hours worked, and benefit details. From there, we do the heavy lifting, such as tracking eligibility, preparing forms, and managing all reporting deadlines.

If you’re already using our payroll services, much of this data is already in our system, which makes the process even easier. We’ll review everything together at the start to make sure your records are accurate and ready for reporting season.

The earlier you start, the smoother the process will be. ACA reporting is based on data from the entire year, so it’s important to track employee hours and coverage well before forms are due. Getting started early allows us to identify potential issues, such as employees nearing full-time status or coverage gaps, before they become problems.

We recommend starting in the first quarter to keep everything organized and compliant. That way, when year-end comes, you’re ready to file without the stress or last-minute rush.

You’re not alone—many employers don’t realize they need to file until they’ve crossed the 50-employee threshold or changed coverage plans. Our team will review your company details, determine your filing requirements, and help you catch up if you’ve missed previous years.

We’ll also guide you through any necessary corrections or back filings to bring your records up to date. The process is straightforward, and we’ll make sure you understand each step so you can move forward confidently.

Employee numbers often fluctuate, and that’s completely normal. We continuously track your workforce throughout the year to help you stay compliant as your business grows or contracts. If you add new hires, reduce staff, or move from part-time to full-time positions, we adjust your reporting and eligibility tracking accordingly.

You’ll always know where your company stands in relation to ACA thresholds, so you can make informed decisions about coverage offerings before it’s time to file.

Of course. Legacy Payroll’s support doesn’t stop once your forms are submitted. We’re available year-round to help track employee eligibility, answer questions, and prepare for the next reporting cycle.

If the IRS follows up or you need to make a correction, we’ll help you handle it quickly. Our clients appreciate having a consistent point of contact who already knows their business, so they’re never left waiting or repeating information to multiple people.

Get the Support You Deserve This Reporting Season

Managing ACA requirements doesn’t have to be complicated or time-consuming. Our experts handle the details, track the data, and file every form accurately, giving you one less thing to worry about. Reach out today and get personalized service and support you can count on.